service image

Life insurance provides a tax free cash death benefit (IRC 101a) to your beneficiary upon your death to help meet a variety of financial needs. These financial obligations might include covering immediate expenses after your death (e.g., funeral/burial costs), continuing payments of your mortgage and/or maintaining your family’s standard of living, or supporting your children’s college education. The two basic categories of life insurance are term and permanent. Term life insurance, which provides coverage for a specific number of years, is designed for someone with short-term needs. Permanent life insurance, however, would appeal more to an individual who desires coverage for his/her entire lifetime. Keep in mind that no financial retirement plan is considered complete without considering some kind of life insurance protection for your loved ones.

Life insurance can

Tax Free Benefit

Offer a tax-free benefit to your beneficiary after your death to pay for immediate expenses and help sustain your family’s standard of living.

Retirement Plan

Add more stability to your financial retirement plan and create a Tax Free Income Stream.

Financial Safety

Give you greater peace of mind knowing that you have a financial safety net in place to care for those you love after you are gone.